Wonderful - exciting news for you or someone you know!... Up to $25,000 to help with down payment, closing costs or work that needs to be done to property of your choice. This is not a loan but a grant!!... You dont repay this money!! You dont have to be a first time homebuyer and you only need $500 of your own money to get into a home. For more detailed information... contact me anytime at isiwu@comcast.net or call me at 925.824.4812.